Planning Five Years Ahead Without the Guesswork
Building financial roadmaps that actually work for Australian organisations
We started theraqionv in 2019 after watching too many businesses struggle with spreadsheets that broke every time someone sneezed. Multi-year budgeting shouldn't feel like archaeology—digging through old files trying to remember what you meant six months ago.
Most budget planning fails because people either make it too simple (missing crucial details) or too complex (nobody understands it). We help organisations find that sweet spot where your budget actually guides decisions instead of gathering dust in a folder.
Explore Our Approach
Why Traditional Budgets Break Down
Annual budgets made sense when the world moved slower. But trying to predict next quarter feels hard enough—let alone three years from now.
The problem isn't your spreadsheet skills. It's that static budgets can't handle reality. Staff leave. Projects get delayed. Markets shift. A budget built in January looks ridiculous by July.
We teach scenario-based planning instead. You're not predicting the future—you're preparing for multiple versions of it. When something changes, you already have a plan B (and C).
Building Budgets That Breathe
Good multi-year plans need regular checkpoints—not because you got it wrong, but because conditions change. We show you how to build flexibility into your framework without losing control.
Think of it like navigation. You set a destination, but you don't drive with your eyes closed hoping the road stays straight. You adjust based on what you see ahead.
Our programs run from September 2025 through early 2026, giving you time to implement changes before your next budget cycle. Most participants see clearer decision-making within the first quarter.
How We Structure Learning
Practical frameworks you can start using immediately
Foundation Setup
We start by mapping your current process—warts and all. Most organisations have budget systems held together by one person's tribal knowledge. That's fine until they take a holiday. We document what actually happens, then identify where the bottlenecks are. Takes about three weeks, mostly because gathering everyone's input takes time.
Scenario Development
Here's where it gets practical. You'll build three budget scenarios: optimistic, realistic, and challenging. Not worst-case (that's just depressing)—challenging means conditions are tough but manageable. Each scenario gets tested against your actual business drivers. Revenue assumptions, cost structures, timing issues. The goal is spotting which variables matter most.
Implementation and Rhythm
The best plan is worthless if nobody looks at it. We help you set up quarterly review cycles that don't feel like root canal surgery. Quick check-ins, clear metrics, simple dashboards. You'll know within fifteen minutes whether you're tracking to plan or need to pivot. And when you do need to adjust—because you will—you'll have the framework to do it confidently.
What Actually Changes After Training
The organisations that get the most value are the ones who stop treating budgets as annual torture sessions. Instead, budget planning becomes part of regular operations—something you do continuously, not once a year in a panic.
You'll have clearer conversations about resource allocation. When someone asks for additional headcount or wants to launch a new initiative, you can quickly model how it affects your three-year outlook. Makes saying yes easier (when you can afford it) and saying no less awkward (when you can't).
Most participants report spending less time on budget admin and more time on strategic decisions. Which is exactly the point—your budget should free up thinking time, not consume it.
We're not promising miracles. Budget planning stays challenging. But it becomes manageable challenge instead of overwhelming chaos. There's a difference.
Learn About Our Background